Everyone seems to love construction.

We make things as children and are fascinated by the prospect of building something…anything. As we get older and more prosperous, our construction projects get bigger and bolder. Whether it is your new hobby, a large commercial contract or your dream home, construction by nature seems to excite us.

When it comes to construction as a way of life, it does however have some serious issues that require our specialist knowledge. Unfortunately, construction is not the same as playing with Lego when it comes to the potential losses and contingencies involved. At Dixon Insurance Services, we have all been through various building projects. We have seen first hand the issues arising from building houses and commercial complexes.

What about the trades involved in the construction project? Excavation, Site Preparation, Electricians, Plumbers, Concreters, Carpenters, Labourers, Painters, Roofers and many other trades are actively involved in the construction industry. These trades are part of the construction project, so like our manufacturing clients, you have contractual obligations concerning principals, contractors and subcontractors. We will work with you to ensure you are covered adequately for potential claims.

Nearly all construction or trade policies can be insured under the following policy types:

  • Contract Works – Material Damage
  • Public & Products Liability
  • General Property – Tools Cover
  • Trade Credit – Building debts
  • Motor Vehicles & Trailers
  • Professional Indemnity
  • Industrial Special Risk (for large customers)

The main class of risk is the Contract Works and Liability. There are many facets of these covers to be aware of and depending on your style of construction, we cater for the following:

  • Residential Construction and Renovation
  • Commercial Construction and Renovation
  • Construction Over 10 metres
  • Civil Works
  • Engineering
  • Excavation & Site Preparation Services
  • High Risk Exposures such as mining construction, bridges or public works
  • Demolition
  • Asbestos Removal

We do love building and construction and so should you. Allowing us to provide the right level of cover for your next construction project or annual policy will allow you to have peace of mind that your exposures and risks can be protected by the policies we recommend and tailor for you.